[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.desin.cz\/bohatstvi-neni-zarucene\/#Article","mainEntityOfPage":"https:\/\/www.desin.cz\/bohatstvi-neni-zarucene\/","headline":"Bohatstv\u00ed nen\u00ed zaru\u010den\u00e9","name":"Bohatstv\u00ed nen\u00ed zaru\u010den\u00e9","description":"Ten, kdo chce norm\u00e1ln\u011b \u017e\u00edt, mus\u00ed sehnat a potom vykon\u00e1vat aspo\u0148 slu\u0161n\u011b placen\u00e9 zam\u011bstn\u00e1n\u00ed. A ten, kdo chce zbohatnout, mus\u00ed…","datePublished":"2026-02-05","dateModified":"2026-02-05","author":{"@type":"Person","@id":"https:\/\/www.desin.cz\/author\/#Person","name":"","url":"https:\/\/www.desin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"desin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.desin.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppp_10_10_7.jpg","url":"https:\/\/www.desin.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppp_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.desin.cz\/bohatstvi-neni-zarucene\/","about":["Finance"],"wordCount":394,"articleBody":"        Ten, kdo chce norm\u00e1ln\u011b \u017e\u00edt, mus\u00ed sehnat a potom vykon\u00e1vat aspo\u0148 slu\u0161n\u011b placen\u00e9 zam\u011bstn\u00e1n\u00ed. A ten, kdo chce zbohatnout, mus\u00ed za\u010d\u00edt soukrom\u011b podnikat, proto\u017ee pouz\u00ed zam\u011bstnanci obvykle bohat\u00ed nejsou. A kdy\u017e jsou, tak jen ze sv\u00e9ho \u00fahlu pohledu, na hony daleko od nejbohat\u0161\u00edch lid\u00ed na\u0161eho sv\u011bta. P\u0159i\u010dem\u017e je ale skute\u010dnost\u00ed, \u017ee ne ka\u017ed\u00fd se\u017eene dost dob\u0159e placenou pr\u00e1ci a zrovna tak nezbohatne ka\u017ed\u00fd, kdo se pust\u00ed do soukrom\u00e9ho podnik\u00e1n\u00ed. Zam\u011bstnanci m\u00edvaj\u00ed v\u00fdplaty sp\u00ed\u0161e n\u00edzk\u00e9 ne\u017e vysok\u00e9 a podnikatel\u00e9 \u010dasto pravd\u011bpodobn\u011bji prod\u011blaj\u00ed, ne\u017e aby se do\u010dkali poh\u00e1dkov\u00e9ho zbohatnut\u00ed.Podnikatel\u00e9 jsou tedy ohro\u017eeni nedostatkem pen\u011bz. A to pro n\u011b m\u016f\u017ee znamenat i existen\u010dn\u00ed probl\u00e9my. Proto\u017ee nevyd\u011blaj\u00ed-li si pen\u011bz dost, mus\u00ed se n\u011bkdy nejen uskrom\u0148ovat, ale i vysloven\u011b skon\u010dit se sv\u00fdmi podnikatelsk\u00fdmi aktivitami. Proto\u017ee ani firmy samotn\u00e9 bez investic neobstoj\u00ed. Bez financov\u00e1n\u00ed jejich chodu se zastav\u00ed pr\u00e1ce nebo se tato aspo\u0148 zkomplikuje, a to nen\u00ed z\u00e1rukou lep\u0161\u00ed budoucnosti. Pokud se nese\u017eenou dal\u0161\u00ed pen\u00edze.A kde soukrom\u00ed podnikatel\u00e9 takov\u00e9 dal\u0161\u00ed pen\u00edze sh\u00e1n\u011bj\u00ed, aby mohli i v dob\u00e1ch nedostatku pokra\u010dovat v pr\u00e1ci a \u010dasem d\u00e1t v\u0161e do po\u0159\u00e1dku? Logicky v\u0161ude, kde maj\u00ed nad\u011bji dost v\u00fdhodn\u011b usp\u011bt. A pokud se jim to ve zvolen\u00e9 bance nepoda\u0159\u00ed, zkou\u0161ej\u00ed to i v jin\u00fdch bank\u00e1ch. A pak t\u0159eba i u nebankovn\u00edch spole\u010dnost\u00ed. A je skute\u010dnost\u00ed, \u017ee \u010dasto usp\u011bj\u00ed a\u017e pr\u00e1v\u011b u nebankovn\u00edho sektoru. A to proto, \u017ee jestli se podnikatel\u016fm v t\u00edsni n\u011bkde poda\u0159\u00ed dostate\u010dn\u011b prok\u00e1zat svou schopnost z\u00edskanou p\u016fj\u010dku splatit, je tomu tak u nebankovn\u00ed hypot\u00e9ky. u n\u00ed\u017e se d\u00e1v\u00e1 do z\u00e1stavy nemovitost, \u010d\u00edm\u017e se lze vyhnout probl\u00e9m\u016fm jako n\u00edzk\u00e9 p\u0159\u00edjmy nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f.K tomu, aby byla podnikateli poskytnuta hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, sta\u010d\u00ed tak m\u00e1lo, \u017ee je lep\u0161\u00ed vsadit na ni a usp\u011bt, ne\u017e se pokou\u0161et o jinou nab\u00eddku, u kter\u00e9 to dost mo\u017en\u00e1 nakonec nevyjde.                                                                                                                                                                                                                                                                                                                                                                                                  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