[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.desin.cz\/tipy-jak-usetrit-na-vymene-penez-v-zahranici\/#Article","mainEntityOfPage":"https:\/\/www.desin.cz\/tipy-jak-usetrit-na-vymene-penez-v-zahranici\/","headline":"Tipy jak u\u0161et\u0159it na v\u00fdm\u011bn\u011b pen\u011bz v zahrani\u010d\u00ed","name":"Tipy jak u\u0161et\u0159it na v\u00fdm\u011bn\u011b pen\u011bz v zahrani\u010d\u00ed","description":"I p\u0159esto, \u017ee nar\u016fst\u00e1 po\u010det obyvatel, kte\u0159\u00ed tr\u00e1v\u00ed svou dovolenou v\u00a0tuzemsku, st\u00e1le existuje vysok\u00e9 procento t\u011bch, kte\u0159\u00ed si cht\u011bj\u00ed u\u017e\u00edt…","datePublished":"2020-09-02","dateModified":"2020-09-02","author":{"@type":"Person","@id":"https:\/\/www.desin.cz\/author\/#Person","name":"","url":"https:\/\/www.desin.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"desin.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/desin.cz\/wp-content\/uploads\/img_a321563_w2024_t1532806389.jpg","url":"https:\/\/desin.cz\/wp-content\/uploads\/img_a321563_w2024_t1532806389.jpg","height":"","width":""},"url":"https:\/\/www.desin.cz\/tipy-jak-usetrit-na-vymene-penez-v-zahranici\/","wordCount":518,"articleBody":"I p\u0159esto, \u017ee nar\u016fst\u00e1 po\u010det obyvatel, kte\u0159\u00ed tr\u00e1v\u00ed svou dovolenou v\u00a0tuzemsku, st\u00e1le existuje vysok\u00e9 procento t\u011bch, kte\u0159\u00ed si cht\u011bj\u00ed u\u017e\u00edt dn\u016f volna v\u00a0r\u016fzn\u00fdch zahrani\u010dn\u00edch destinac\u00edch. Abychom byli schopni si u\u017e\u00edvat pln\u00fdmi dou\u0161ky ve\u0161ker\u00e9 aktivity a zaj\u00edmavosti v m\u00edst\u011b vytou\u017een\u00e9 dovolen\u00e9, je nejprve nutn\u00e9 si zajistit zahrani\u010dn\u00ed valuty. Sm\u011bn\u00e1rny jsou na ka\u017ed\u00e9m rohu, ale pokud nechceme vyhodit pen\u00edze za zbyte\u010dn\u00e9 poplatky a nev\u00fdhodn\u00e9 kurzy, je na m\u00edst\u011b dodr\u017eovat p\u0159i sm\u011bn\u011b korun p\u00e1r z\u00e1kladn\u00edch tip\u016f a trik\u016f:\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pokud je to mo\u017en\u00e9, pou\u017e\u00edvejte platebn\u00ed kartuP\u0159i platb\u011b kartou je sm\u011bnn\u00fd kurz garantov\u00e1n Va\u0161\u00ed bankou, nem\u016f\u017ee se V\u00e1m tedy st\u00e1t, \u017ee byste v\u00a0p\u0159\u00edpad\u011b nev\u011bdomosti vym\u011bnit valuty za extr\u00e9mn\u011b nep\u0159\u00edv\u011btivou cenu. I v n\u011bkter\u00fdch\u00a0zahrani\u010dn\u00edch zem\u00edch v\u00a0dne\u0161n\u00ed dob\u011b funguje bezkontaktn\u00ed platebn\u00ed styk, tak\u017ee do ur\u010dit\u00e9ho limitu je mo\u017en\u00e9 prov\u00e9st platbu bez zdlouhav\u00e9ho zad\u00e1v\u00e1n\u00ed PINu. M\u016f\u017ee se V\u00e1m v\u0161ak st\u00e1t, \u017ee si V\u00e1s termin\u00e1l zept\u00e1, jak\u00fdm zp\u016fsobem budete cht\u00edt p\u0159ev\u00e9st koruny na Va\u0161em \u00fa\u010dtu na zahrani\u010dn\u00ed m\u011bnu \u2013 na v\u00fdb\u011br b\u00fdv\u00e1 z\u00a0mo\u017enosti tzv. DCC (Dynamic Currency Conversion) \u010di kurzu Va\u0161\u00ed banky. V\u00a0t\u00e9to situaci je rada jednoduch\u00e1 \u2013 DCC je v\u017edy v\u00a0porovn\u00e1n\u00ed s\u00a0bankovn\u00edm kurzem nev\u00fdhodn\u011bj\u0161\u00ed, proto je dobr\u00e9 se mu vyhnout.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kdy se vyplat\u00ed m\u011bnit pen\u00edze a\u017e ve fin\u00e1ln\u00ed destinaciObecn\u011b plat\u00ed, \u017ee pokud cestuje do zem\u011b, kde se plat\u00ed jinou m\u011bnou ne\u017e je euro, dolar \u010di libra, je v\u00fdhodn\u00e9 si valuty koupit a\u017e na m\u00edst\u011b. Logika je jednoduch\u00e1 \u2013 pokud p\u016fjdete do sm\u011bn\u00e1rny \u010di banky v\u00a0\u010cech\u00e1ch, maj\u00ed k\u00a0dispozici nejv\u00edce m\u011bny, kter\u00e9 jim turisti nejv\u00edce prod\u00e1vaj\u00ed (tak\u017ee zmi\u0148ovan\u00e1 eura \u010di dolary). Naopak nebudou m\u00edt v\u011bt\u0161\u00ed po\u010det kun, jeliko\u017e se nejedn\u00e1 o m\u011bnu, kterou by vykupovali tak \u010dasto.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Cesta za nejlep\u0161\u00edm kurzemPokud pot\u0159ebujete vym\u011bnit pen\u00edze v\u00a0turistick\u00e9 oblasti, v\u017edy se V\u00e1m vyplat\u00ed trochu se proj\u00edt a naj\u00edt banku. M\u016f\u017eete se setkat i s\u00a0reklamou na sm\u011bn\u00e1rnu, kter\u00e1 V\u00e1m slibuje proveden\u00ed transakce bez ve\u0161ker\u00fdch poplatk\u016f, av\u0161ak ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f plat\u00ed, \u017ee to, co sm\u011bn\u00e1rna nevyd\u011bl\u00e1 na poplatc\u00edch, mus\u00ed dohnat na klientsky nev\u00fdhodn\u00fdch kurzech. Nejhor\u0161\u00ed variantou, kter\u00e9 je opravdu dobr\u00e9 se vyhnout, je platit nap\u0159\u00edklad v\u00a0eurech, proto\u017ee jste zat\u00edm nem\u011bli p\u0159\u00edle\u017eitost si koupit dom\u00e1c\u00ed m\u011bnu. V\u00a0tomto p\u0159\u00edpad\u011b si ka\u017ed\u00fd prodejce ur\u010duje kurz s\u00e1m a m\u016f\u017ee tak br\u00e1t rozd\u00edl mezi sv\u00fdm a bankovn\u00edm kurzem jako dal\u0161\u00ed zdroj sv\u00fdch p\u0159\u00edjm\u016f.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tipy jak u\u0161et\u0159it na v\u00fdm\u011bn\u011b pen\u011bz v zahrani\u010d\u00ed","item":"https:\/\/www.desin.cz\/tipy-jak-usetrit-na-vymene-penez-v-zahranici\/#breadcrumbitem"}]}]